Fees & Charges
Compare fees and charges related to your Kotak811 current account
| Particulars | Kotak811 Current Account - Digital | Kotak811 Current Account - Pro (Digital + Branch) | |
| AMB requirements | Zero Balance Account | ||
| Subscription Charges per month | Nil | Rs.200 | |
| RTGS/NEFT/IMPS online payment | Nil | Nil | |
| Branch transactions | NEFT branch payment charges | Txns up to Rs.10k - Rs. 2 | Nil charges upto 1 txns per month |
| Txns above Rs.10k up to 1L - Rs.4 | |||
| Txns above Rs.1L up to 2L - Rs.14 | |||
| Txns above Rs.2L - Rs.24 | |||
| RTGS branch payment charges | Txns between Rs.2L to Rs.5L - Rs.20 | Nil charges upto 1 txns per month | |
| Txns above Rs.5L - Rs.40 | |||
| Cash Deposit | Rs.4.5/1000(Min Rs.50) | Nil charges upto 5 txns per month Upto 5L per month | |
| Cash Withdrawal | Nil charges upto 5 txns per month Upto 5L per month | ||
| DD/PO Issuance charges | Rs.4.5/1000 (Min Rs.50, Max Rs.5000) | Nil Charges upto 3 txn per month | |
| Physical Statement Charges | Rs.100 / txn | Nil charges for 1 request per year | |
| Other txns - Stop Payment, Signature Verification, Photo Attestation | Rs.100 / txn | ||
| Debit Card & ATM | Debit Card Annual Fees | Rs.250 from first year | Lifetime free |
| Debit Card Pin Regeneration - Physical | Rs.50 / instance | ||
| Debit Card Replacement/Reissuance | Rs.250 | ||
| Cash Withdrawal & Balance Enquiry charges - Kotak ATMs | Nil charges | ||
| Cash Withdrawal & Balance Enquiry charges - Non Kotak ATMs | Nil charges upto 3 / 5 txns per month for metro / non-metro Post exceeding limit Financial txn - Rs.23 Non-Financial txn - Rs.10 | Nil charges upto 3 / 5 txns per month for metro / non-metro Post exceeding limit Financial txn - Rs.23 Non-Financial txn - Rs.10 | |
| Sound Box | Sound Box subscription | One Time - Rs.499 Monthly Rental - Rs.125* | One Time - Rs.499 Monthly Rental - Nil |
| Cheque Book | Cheque Leaves Issuance | 25 per year basis request Rs.2 per / additional cheque leaf | 25 per quarter basis request Rs.2 per / additional cheque leaf |
| Cheque Return charges - Deposited by Customer | Rs.100 per instance | Nil charges for 1 instance per month | |
| Cheque Return charges - Issued by Customer | Rs.500 per instance | Nil charges for 1 instance per month | |
| Cheque Return (Deposited/Issued by customer) charges - Non Financial/Technical | Nil charges | Nil charges | |
| Others | Standing Instructions - Setup/Amendment/Failure | Nil charges | Nil charges |
| ECS Mandate Registration | Rs.50 per instance | ||
| ECS return | Rs.500 per instance (Maximum - 5 instances) | Nil charges for 1 instance per month | |
| Other Value Added Services | Email statement, Local / outstation cheque deposit, Txn SMS, Email alerts | ||
| Daily/Weekly balance alert on SMS | |||
| Account Closure Charges | Nil charges | Nil charges | |
| Fair Usage Policy | *FUP for Cash deposit/Withdrawal - Max non-chargeable limit - Rs.5L per month | ||
| All return charges are for Financial reasons. Returns due to technical reasons are not charged | |||
| Post FUP, regular charges will be applicable | |||
| Note - All charges mentioned above are excluding GST. GST will be charged at the applicable | |||