Fees & Charges

Compare fees and charges related to your Kotak811 current account

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Average Monthly Balance (AMB)

Zero

Zero

Subscription charges per month

NIL Charges

₹200

Net Banking & Mobile Banking (RTGS/NEFT/IMPS)

NIL Charges

NIL Charges

Branch transactions

Payment charges (RTGS/NEFT) at branch

As per transaction amount

NIL charges for up to 1 transaction per month

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Cash transactions*

Charges as per transaction amount

NIL charges for up to 5 transactions per month

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DD/Pay order

Charges as per transactions

NIL charges for up to 3 transactions per month

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Physical Statement

₹100/request

NIL charges for 1 request per year#

#After 1 request: ₹100/request

Stop Payment, Signature Verification, Photo Attestation

₹100/transaction

₹100/transaction

Debit Card & ATM

Annual fees

₹250 second year onwards

₹250 second year onwards

1st year: NIL Charges

Pin regeneration at Branch

₹50/instance

₹50/instance

Replacement/Reissuance

₹250/card

₹250/card

Transactions at Kotak ATMs

NIL Charges

NIL Charges

Transactions at Non-Kotak ATMs

NIL Charges for 3 transactions per month

NIL Charges for 3 transactions per month

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Cheque Book

Issuance (1 book of 25 leaves)

1 book/year

4 books/year

Additional leaf charge: ₹2/leaf

Return charges**

Charges as per instance

NIL charges for 1 instance per month

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Others

Standing instructions - Setup/Amedment/Failure

NIL Charges

NIL Charges

ECS Mandate registration

₹50/instance

₹50/instance

ECS Return**

₹500/instance

NIL Charger for 1 instance per month##

##After 1 instance: ₹500 per instance

Value added services(Email statement, Local/outstation/cheque deposit, txn SMS)

NIL Charges

NIL Charges

Value added services(Weekly balance alert on SMS/Email)

₹0.50/SMS

₹0.50/SMS

Account closure charges

NIL Charges

NIL Charges

*FUP for Cash deposit/Withdrawal - Max non-chargeable limit - Rs. 5L per month

**All return charges are for Financial reasons. Returns due to technical reasons are not charged

Post FUP, regular charges will be applicable

Note

All charges mentioned above are excluding GST. GST will be charged at the applicable rates