Testimonials

811 for India. Read how 811 is enabling people across India. Save, Invest, and Grow with Kotak811

Rajesh Mahajan

Investment Banker

One of the best zero-balance instant account bank apps in the market!

Prashant Kothari

Finance Assistant

Kotak Bank instant savings account is safe and is easy to use.

Meena Tambe

Advertising Professional

Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well.

Rajiv Desai

BTL Market Associate

I have been using this instant savings a/c since Oct 2021, had some issues with the old version of the app. But after the last update things are ok. The bank is surely concerned about customer satisfaction.

Gaurav D

Developer

I am a developer myself. And let me give you my honest opinion about the app. The account opening process is easy, fast and paperless. The Kotak811 app is loaded with multiple features, which is essential for daily banking requirements. The zero balance account feature is a big YES for everyone looking for a savings account. Guys, only 1 observation please address the not so frequent app reload issue. In the nutshell I love this instant account from Kotak.

Sweety Patel

Finance Growth Advisor

There are many online zero balance savings account apps. Kotak811 is transparent & without any hidden charges. Their customer service is reliable. The best part is the virtual debit card they offer. Great job keep it up.

Hiren B

Investment Banker

If someone is looking to open an instant account. Just go for this one. It is easy, practical and offers multiple features. All of this at zero balance.

Rajat Desai

Strategic Alliance - Manager

Great app, great functionalities. I’m happy!

Mohit N

UX/UI Developer

The interface is friendly & organized. Doesn’t crash, a good app.

Jasmine

Home Maker

Was facing login problems, but after the update now it’s working fine. No need to visit any branch anymore.

Anil Pal

IT Engineer

I am happy with the way Kotak811 approved my loan application very fast. The service offered by the bank is quick. It’s a privilege to bank with Kotak811.

Meenu Garg

Teacher

I was looking to renovate my ancestral home and required some funding. Kotak811 App gave me a pre-approved loan amount of Rs.10 Lakhs, making my life easy.

Ravi Kulkarni

Senior Citizen

I am impressed with how the bank initiated my loan amount very fast. I appreciate the online application; it is easy and convenient. I recommend Kotak811 to my friends.

Shiva Swami N

Businessman

Kotak811 helped me to grow my business with their easy and fast loan approval. The mobile app makes it very easy to apply for a personal loan.

Rohan Naik

IT Expert

I didn't have a CIBIL score, but getting the Kotak 811 Dream Different Credit Card was easy. The application process was smooth, and I got my card without any hassle. It's a great way to start building my credit score

Sonam Pradhan

Automobile Expert

I find the reward points system very beneficial. It's great to earn points on every purchase and redeem them easily.

Rajesh Katiyar

Investment Banker

One of the best things about this card is that there are no hidden charges. I haven't encountered any unnecessary fees, which makes it a reliable option for my everyday use.