Kotak 811


Enter your current residential pincode

Fund your account now and earn upto 7%* interest p.a.

Open Kotak811 Savings A/c in just 3 mins

One App Bank

Make all your money moves on the Kotak811 App

Zero Balance Account

Save as you wish, with no minimum balance restriction

*How ActivMoney works? and ActivMoney Terms and Conditions

How does ActivMoney work? 

  1. First, you need to open a Kotak811 savings account and subscribe for ActivMoney. 
  2. ActivMoney will be activated only when your account balance crosses the threshold of ₹25,000 (the activation threshold). 
  3. Money from your savings account is automatically swept out to ActivMoney in multiples of ₹5,000. 
  4. Suppose you deposit ₹ 30,000 in your account. After keeping the threshold of ₹25,000 the excess money ₹5,000 will be moved to ActivMoney. 
  5. Money lying in your activmoney balance will earn 7*% p.a. interest and the same will be credited after 180 days. 

Top 5 features of Kotak811 digital savings account:

  1. No need to maintain a minimum balance in your account.
  2. Get up to 7%* interest per annum with ActivMoney.
  3. Free Virtual Debit Card and Lifetime free Credit Card (subject to eligibility).
  4. Free digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay.
  5. Round the clock account access through the Internet and Mobile Banking.

Benefits of 811 Zero Balance Savings Account with Unlimited Features

Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Complete your KYC verification of your Zero Balance Savings Account right from your home

  1. Minimum Balance: As it is a zero balance saving account, there are no charges or fine for non-maintenance of the minimum balance. Now, spend your balance to the last rupee without any worry.
  2. Virtual Debit Card: Get a Virtual Debit Card instantly for online shopping.
  3. Transfer Money: Transfer money online for free and with ease from your 811 digital savings account.
  4. New Age Banking: Find all your banking solutions for your new zero balance account in one single touch. Get 180 + features that let you carry out your banking transactions, pay bills, invest, shop and do much more with just a few taps. The app is secure with two-factor authentication and has an easy interface.
  5. Open a digital account online without any restrictions: Complete your verification through Video KYC and open a digital savings account without any restrictions.

Kotak Bank Registered Address:
27BKC, C 27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, 400051