Fees & Charges
Compare fees and charges related to your Kotak811 account
811 Zero balance
811 Edge
Average Monthly Balance (AMB)
Zero
₹10,000
Pre-KYC 811 Lite & 811 Limited - ₹0
Non-maintenance charges
Zero
6% of shortfall in AMB or ₹500*
Pre-KYC 811 Lite & 811 Limited - ₹0
*whichever is lower
Digital fund transfer
NIL Charges
NIL Charges
Pre-KYC 811 Lite - Outgoing transfer Unavailable
Pre-KYC 811 Limited - NEFT/IMPS: Free | RTGS unavailable
Branch transactions
As per transaction amount
As per transaction amount
View Details
Pre-KYC 811 Lite & 811 Limited - Unavailable
Cash transactions (Deposit and withdrawal) at branch or deposits at Cash Deposit Machines
NIL charges for 1 transaction per month
NIL charges for up to 4 transactions per month
View Details
View Pre-KYC charges
Virtual Debit Card
NIL Charges
Unavailable
Pre-KYC 811 Lite - Prepaid Card
Pre-KYC 811 Limited - Free
Physical debit card (Available on request) Issuance and replacement fees (incl. taxes)
Classic
₹299/year
Platinum
₹235/year
Pre-KYC 811 Lite - Unavailable
Pre-KYC 811 Limited -₹299/year
Image debit card (Available on request) Issuance and replacement fees (incl. taxes)
Image fee
₹235
Annual fee
₹299
Image fee
₹235
Annual fee
₹299
View Pre-KYC charges
Transactions at Kotak ATMs
NIL charges for 5 transactions per month
NIL charges for unlimited transcations
View Details
View Pre-KYC charges
Transactions at Non-Kotak ATMs
NIL charges for 3 transactions per month
NIL charges for 3 transactions per month
View Details
View Pre-KYC charges
Transactions at International ATMs
Financial: ₹150/ transaction Non-financial: ₹25/transaction
Financial: ₹150/ transaction Non-financial: ₹25/transaction
View Pre-KYC charges
Transactions declined at merchant outlets/websites due to insufficient balance
₹25/transaction
₹25/transaction
Pre-KYC 811 Lite - Unavailable
Pre-KYC 811 Limited -₹25/transaction
Cardless cash withdrawal transaction (txn)
NIL charges for 1 transaction per month
Over 1 txn - ₹10/txn
NIL charges for 1 transaction per month
Over 1 txn - ₹10/txn
Pre-KYC 811 Lite - Unavailable
Pre-KYC 811 Limited -₹10/txn after 1st free transaction
DD/Pay order for non-senior citizen Min charge - ₹50; Max charge - ₹10,000
₹4 per ₹1000
₹4 per ₹1000
Pre-KYC 811 Lite & 811 Limited - Unavailable
DD/Pay order for senior citizen Min charge - ₹50; Max charge - ₹10,000
₹3 per ₹1000
₹3 per ₹1000
Pre-KYC 811 Lite & 811 Limited - Unavailable
FCY • DD / TT / Cheque collection / Revalidation / Cancellation / FCY cheque deposited and returned
₹500
₹500
Pre-KYC 811 Lite & 811 Limited - Unavailable
At-par cheque book charges (min. 25 leaves)
₹3/cheque leaf
₹3/cheque leaf
Pre-KYC 811 Lite & 811 Limited - Unavailable
ECS / Cheque issued & returned (due to non-availability of funds)
₹500/instance
₹500/instance
Pre-KYC 811 Lite & 811 Limited - Unavailable
Cheque issued & returned for non-financial reasons
₹50/instance
₹50/instance
Pre-KYC 811 Lite & 811 Limited - Unavailable
ECS mandate verification
₹50/instance
₹50/instance
Pre-KYC 811 Lite & 811 Limited - Unavailable
SI failure
₹200/instance
₹200/instance
Pre-KYC 811 Lite & 811 Limited - Unavailable
Cheque deposited and returned (INR)
₹200/instance
₹200/instance
Pre-KYC 811 Lite & 811 Limited - Unavailable
Branch requests For non-senior citizens
₹100/request
₹100/request
Pre-KYC 811 Lite & 811 Limited - Unavailable
DD cancellation at branch For senior citizens
NIL Charges
NIL Charges
Pre-KYC 811 Lite & 811 Limited - Unavailable
Foreign Inward Remittance Certificate (FIRC) at branch For senior citizens
₹100/request
₹100/request
Pre-KYC 811 Lite & 811 Limited - Unavailable
Other branch requests For senior citizens
₹75/request
₹75/request
Pre-KYC 811 Lite & 811 Limited - Unavailable
Email statements
NIL Charges
NIL Charges
Pre-KYC 811 Lite & 811 Limited - Free
Physical statements
₹100/request
₹100/request
Pre-KYC 811 Lite & 811 Limited - ₹100/ request
Balance transactions & value-added alerts (Daily/Weekly)
₹0.5/SMS
₹0.5/SMS
Pre-KYC 811 Lite & 811 Limited - ₹0.5/SMS
Home Banking Service (Not valid for Ahmedabad and Kolkata)
Cash/Instrument Pick Up/ Delivery: ₹150/visit
Cash/Instrument Pick Up/ Delivery: ₹150/visit
Pre-KYC 811 Lite & 811 Limited - Unavailable
TOD
₹500
₹500
Pre-KYC 811 Lite & 811 Limited - Unavailable
Cheque purchase Min charge - ₹50; Max charge - ₹10,000
₹0.5 per ₹1000
₹0.5 per ₹1000
Pre-KYC 811 Lite & 811 Limited - Unavailable
PIN generation/change via courier
₹100/request
₹100/request
Pre-KYC 811 Lite & 811 Limited - ₹100/request