Welcome to Kotak811, where bank meets phone.

Bringing you the truly digital, one-app bank.

Powered with technology. Built on trust. Controlled by you

Open Zero Balance Account
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    Serves everyone

    All citizens of India can open a Kotak811 account

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    Runs all the time

    Kotak811 is a bank inside your phone. So, it is always open

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    Works anywhere

    Home or outside, the bank is where your phone is

The nearest bank, wherever you are

Visit branches no more. Create an account and manage your money online.

A savings account with zero paperwork

Digitally open your Kotak811 zero balance account with PAN & Aadhaar. Complete your KYC from the comfort of your home.

With 811, debit cards get virtual ...

Get a no-fee virtual debit card with your Kotak811 account that sits inside your phone, on the app. Use it to shop and pay online. Order a physical card if you like.

Open Zero Balance Account

... and credit cards get easy

Credit scores can’t limit you anymore. With a Kotak811 account, you’re always eligible for a credit card, because everyone deserves to be rewarded.

View 811 Credit Card

Next-gen security meets age-old trust

Governed by RBI regulations, Kotak811 guards your money with top-notch security, so you can save and spend worry-free, through your phone.

A bank that takes you in laziness and adventure.

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