Spend smarter. Be rewarded.

811 Credit Card

Unlock brilliant rewards on shopping forever, with the 811 Credit Card!

Get my credit card

Save your rupees. Spend in ‘reward points’

  • Shop online with redeemable reward points.
  • Book flights, buy movie tickets, and do much more - all with the currency of rewards.
Apply for Credit Card

Piece out - chop big bills into small EMIs

Pay for hefty purchases in affordable EMIs

Get tank-full waivers when you ride with us

Enjoy a 1% surcharge waiver on all fuel spends. Maximum waiver of Rs.3,500 in a year

Expect more when you reach milestones

Earn cashback of Rs.750 or 4 free PVR tickets on annual spends of Rs.75,000

Tell your friends, we don’t play hide & seek.

Credit limits disclosed upfront. No hidden costs. Control is always yours.

Make life easier. Get your 811.

Open Zero Balance Account

Ask Kotak811

Frequently Asked Questions

You can check your eligibility while opening your 811 account. If you are eligible, you can submit your application after opening your 811 account.

Yes, CIBIL history is one factor to check your eligibity for the 811 credit card.

Don’t worry, you can still apply for a Kotak811 #DreamDifferent credit card. Kotak811 Dream Different credit card can be applied against a Fixed deposit. You can get a credit limit of up to 90% of your Fixed Deposit.

You can check your eligibility while opening your 811 account. If you are eligible for the 811 credit card, you can start and submit your application online from the 811 account opening confirmation (thank you) page. Submit your application in just 2 steps after the 811 account opening.

After submitting the online application, just complete your Full KYC and you will get your 811 credit card within 7-10 working days

Download the app Download your bank