Welcome to Kotak811, where bank meets phone.
Bringing you the truly digital, one-app bank.
Powered with technology. Built on trust. Controlled by you
Serves everyone
All citizens of India can open a Kotak811 account
Runs all the time
Kotak811 is a bank inside your phone. So, it is always open
Works anywhere
Home or outside, the bank is where your phone is
![Manage your savings account online using Kotak811](https://d2gwgwt9a7yxle.cloudfront.net/bank_wherever_you_are_fce949deca.webp)
![Manage your account online with Kotak811](https://d2gwgwt9a7yxle.cloudfront.net/bank_wherever_you_are_mobile_2d985e27c8.webp)
The nearest bank, wherever you are
Visit branches no more. Create an account and manage your money online.
![Open Kotak811 account digitally](https://d2gwgwt9a7yxle.cloudfront.net/zero_paper_work_f1980c9d27.webp)
![Zero balance account paperless and digital Kotak811](https://d2gwgwt9a7yxle.cloudfront.net/zero_paper_work_mob_02d1e0e567.jpg)
A savings account with zero paperwork
Digitally open your Kotak811 zero balance account with PAN & Aadhaar. Complete your KYC from the comfort of your home.
With 811, debit cards get virtual ...
Get a no-fee virtual debit card with your Kotak811 account that sits inside your phone, on the app. Use it to shop and pay online. Order a physical card if you like.
Download Kotak811 App![Virtual debit card inside your phone](https://d2gwgwt9a7yxle.cloudfront.net/virtual_debit_card_d3d5a7bd1a.webp)
![virtual debit card on your phone](https://d2gwgwt9a7yxle.cloudfront.net/virtual_debit_card_mob_06b50dc8e0.webp)
... and credit cards get easy
Credit scores can’t limit you anymore. With a Kotak811 account, you’re always eligible for a credit card, because everyone deserves to be rewarded.
View 811 Credit Card![Obtaining a credit card becomes effortless Kotak811](https://d2gwgwt9a7yxle.cloudfront.net/credit_card_eca9fcd47d.webp)
![Credit cards made easier with Kotak811](https://d2gwgwt9a7yxle.cloudfront.net/credit_card_mob_5368bd2714.webp)
Next-gen security meets age-old trust
Governed by RBI regulations, Kotak811 guards your money with top-notch security, so you can save and spend worry-free, through your phone.
A bank that takes you in laziness and adventure.