Welcome to Kotak811, where bank meets phone.
Bringing you the truly digital, one-app bank.
Powered with technology. Built on trust. Controlled by you
Serves everyone
All citizens of India can open a Kotak811 account
Runs all the time
Kotak811 is a bank inside your phone. So, it is always open
Works anywhere
Home or outside, the bank is where your phone is
The nearest bank, wherever you are
Visit branches no more. Create an account and manage your money online.
A savings account with zero paperwork
Digitally open your Kotak811 zero balance account with PAN & Aadhaar. Complete your KYC from the comfort of your home.
With 811, debit cards get virtual ...
Get a no-fee virtual debit card with your Kotak811 account that sits inside your phone, on the app. Use it to shop and pay online. Order a physical card if you like.
Open Zero Balance Account
... and credit cards get easy
Credit scores can’t limit you anymore. With a Kotak811 account, you’re always eligible for a credit card, because everyone deserves to be rewarded.
View 811 Credit Card
Next-gen security meets age-old trust
Governed by RBI regulations, Kotak811 guards your money with top-notch security, so you can save and spend worry-free, through your phone.
A bank that takes you in laziness and adventure.
