Dreamers, keepers!

Exit credit scores, enter big dreams. The #DreamDifferent credit card was built for everyone.
Get my credit card
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    Enjoy a lifetime-free credit card

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    Unlock credit limit up to 90% of your FD

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    Build your credit score along the way

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    Earn and spend in reward points

Make dream investments, differently

Book a Fixed Deposit for as low as Rs. 5,000 and unlock your #DreamDifferent credit card. No credit score or income proof needed.

Raise the bar, on the go

Boost your credit score and unlock FD-free credit cards by paying your credit card bills on time.

Expect no nightmares

  • No hidden costs
  • Lifetime-free credit card
  • Credit limit disclosed upfront

Have fun paying with reward points

Redeem your reward points to book flights, buy movie tickets, and do much more. 1 reward point equals Rs. 0.25.

Apply for Credit Card

Buckle up for milestone rewards

Get Rs. 750 cashback or 4 free PVR movie tickets when you spend Rs. 75,000 in a year

Make life easier. Get your 811.

Open your account

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Frequently Asked Questions

You are eligible for the 811 #DreamDifferent credit card if:


  • You are a resident of India between the age of 18-75 years, and
  • You book an individual Fixed Deposit of a minimum Rs. 5,000


NRI customers can apply for the #DreamDifferent credit card through the offline process.


Add-on card holders should be 18 years or above.

For information related to fees and charges on the 811 #DreamDifferent credit card, please click here.

No, you don't need to submit any documents to apply for the 811 #DreamDifferent credit card. The entire application is online.

No, you don’t need any income proof to apply for the 811 #DreamDifferent credit card.

You can track your 811 #DreamDifferent credit card application here. Keep your application number handy to track your credit card application.

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