Dreamers, keepers!
Enjoy a lifetime-free credit card
Unlock credit limit up to 90% of your FD
Build your credit score along the way
Earn and spend in reward points
Make dream investments, differently
Book a Fixed Deposit for as low as Rs. 5,000 and unlock your #DreamDifferent credit card. No credit score or income proof needed.
Raise the bar, on the go
Boost your credit score and unlock FD-free credit cards by paying your credit card bills on time.
Expect no nightmares
- No hidden costs
- Lifetime-free credit card
- Credit limit disclosed upfront
Have fun paying with reward points
Redeem your reward points to book flights, buy movie tickets, and do much more. 1 reward point equals Rs. 0.25.
Apply for Credit Card
Redeem your reward points to book flights, buy movie tickets, and do much more. 1 reward point equals Rs. 0.25.
Apply for Credit CardBuckle up for milestone rewards
Get Rs. 750 cashback or 4 free PVR movie tickets when you spend Rs. 75,000 in a year
Make life easier. Get your 811.
Open your accountAsk Kotak811
Frequently Asked Questions
You are eligible for the 811 #DreamDifferent credit card if:
- You are a resident of India between the age of 18-75 years, and
- You book an individual Fixed Deposit of a minimum Rs. 5,000
NRI customers can apply for the #DreamDifferent credit card through the offline process.
Add-on card holders should be 18 years or above.
For information related to fees and charges on the 811 #DreamDifferent credit card, please click here.
No, you don't need to submit any documents to apply for the 811 #DreamDifferent credit card. The entire application is online.
No, you don’t need any income proof to apply for the 811 #DreamDifferent credit card.
You can track your 811 #DreamDifferent credit card application here. Keep your application number handy to track your credit card application.