Infinity Metal Debit Card - Terms and Conditions

Kotak811 Infinity Metal Debit Card terms & conditions are getting revised from 1st October 2025.

 

  1. Issuance eligibility: Kotak811 Infinity Metal Debit Card is currently issued to new to bank customers only while completing their offline KYC (Know Your Customer)
  2. Issuance fee: Issuance fee for the debit card is ₹4,999. While new account opening, if the customer opts for Infinity Metal Debit card with funding of ₹81,100 or more than super program fee applicable will be ₹999.
  3. Annual fee: Annual fee for Kotak811 Infinity Metal Debit Card is ₹1,999. The fee will be waived, if the customer holds Kotak811 Super Savings A/c
  4. Replacement fee: Replacement fee for the card will be ₹4,999
  5. Complimentary lounge access: Customers are eligible for 4 complimentary visits per year (1 per quarter) at selected domestic airport lounges. Click here for the list of domestic lounges.
  6. 2% forex markup for international transactions for this card
  7. Get exclusive benefits with 811 Super Savings Account:
    1. Get 5% cashback on your debit card spends
    2. Dedicated customer support
    3. No charges for cash deposit up to ₹2L/month or 4 times a month
    4. Click here to view detailed 811 Super T&C
  8. Dining benefit: Zomato dining offer 20% off, up to ₹750 on a minimum billing of ₹2,000 on Zomato Dining. Use coupon code “KOTAKDINE811”. The offer can be used once a month. This is an introductory offer and can be withdrawn by the bank as per their own discretion
  9. Entertainment Benefit: BookMyShow BoGo offer. Buy 1 & Get 1 free movie ticket upto ₹300 off. It is applicable on a minimum transacti on value of ₹400 on BookMyShow. The offer can be used once a month. This is an introductory offer and can be withdrawn by the bank as per their own discretion
  10. ATM transactions: 20 free domestic ATM transactions per month at any ATM across India. ₹23/ financial transaction and ₹10/non-financial transaction will be charged beyond free limit.
  11. Spending limits:
    1. ATM withdrawals: ₹1.5 lakh per day
    2. POS & E-Commerce spends: ₹4 lakh per day
  12. VISA concierge services: For benefits visit - https://www.visa.co.in/pay-with-visa/find-a-card/visa-signature.html#2
  13. Debit Card activation led Complimentary Insurance benefits
    1. Lost card: ₹4.75 lakh
    2. Purchase protection: ₹1.5 lakh
    3. Lost baggage: ₹1 lakh
    4. Air accident: ₹1 crore
    5. Personal accident: ₹5 lakh

(Minimum 2 POS / ECOM transactions of ₹500 each in last 30 days required to be eligible for insurance. More details: https://www.kotak.com/en/personal-banking/cards/debit-cards/debit-card-services/insurnace-on-debit-card/insurance-cover.html)

 

Kotak811 Infinity Metal Card is designed for wide acceptance. In rare cases where an ATM may not support it, cardholders can easily complete their transaction at a nearby alternate ATM.