Infinity Metal Debit Card - Terms and Conditions

  1. Issuance eligibility: Kotak811 Infinity Metal Debit Card is currently issued to new to bank customers only  while completing their offline KYC (Know Your Customer)
  2. Issuance fee: Issuance fee for the debit card is ₹4,999. However, issuance fee of ₹4,999 is waived for customers who open a Kotak811 Super Savings Account and make minimum initial funding of ₹81,100 while completing offline KYC
  3. Annual fee: Annual fee for Kotak811 Infinity Metal Debit Card is ₹999. The fee will be waived, if the customer holds Kotak811 Super Savings A/c
  4. Replacement fee: Replacement fee for the card will be ₹4,999
  5. Complimentary lounge access: Customers are eligible for 4 complimentary visits per year (1 per quarter) at selected domestic airport lounges. Click here for the list of domestic lounges
  6. Zero forex markup: 3.5% forex markup for international transactions is waived off for this card
  7. Get exclusive benefits with 811 Super Savings Account:
    1. Get 5% cashback on your debit card spends
    2. Dedicated customer support
    3. No charges for cash deposit up to ₹2L/month or 4 times a month
    4. Click here to view detailed 811 Super T&C
  8. Dining benefit: Zomato dining offer 20% off, up to ₹750 on a minimum billing of ₹2,000 on Zomato Dining. Use coupon code “KOTAKDINE811”. The offer can be used once a month.
  9. Entertainment Benefit: BookMyShow BoGo offer. Buy 1 & Get 1 free movie ticket up to ₹300 off. It is applicable on a minimum transaction value of ₹400 on BookMyShow. The offer can be used once a month
  10. ATM transactions: 20 free domestic ATM transactions per month at any ATM across India. ₹23/ financial transaction and ₹10/non-financial transaction will be charged beyond free limit.
  11. Spending limits:
    • ATM withdrawals: ₹1.5 lakh per day
    • POS & E-Commerce spends: ₹4 lakh per day 
  12. VISA concierge services: For benefits visit - https://www.visa.co.in/pay-with-visa/find-a-card/visa-signature.html#2
  13. Debit Card activation led Complimentary Insurance benefits
  • Lost card: ₹4.75 lakh
  • Purchase protection: ₹1.5 lakh
  • Lost baggage: ₹1 lakh
  • Air accident: ₹1 crore
  • Personal accident: ₹5 lakh

(Minimum 2 POS / ECOM transactions of ₹500 each in last 30 days required to be eligible for insurance. More details: https://www.kotak.com/en/personal-banking/cards/debit-cards/debit-card-services/insurnace-on-debit-card/insurance-cover.html)