811 EDGE

Get the Edge you’ve always wanted

Upgrade to an Edge account using Aadhaar and PAN. Unlock exclusive Edge benefits.

Open Edge account
  • Icon

    Upgrade and use digitally

  • Icon

    Unlock a Platinum debit card

  • Icon

    Enjoy premium benefits

  • Icon

    Get big interest rates

Rs. 10,000 in, big goodies out

  • Upgrade to an Edge account through your phone with zero paperwork.
  • Just maintain an average monthly balance of Rs. 10,000 in your Edge a/c to enjoy exclusive Edge benefits.
Get your Edge account

An Edge over everything

Make truly unlimited IMPS, NEFT, RTGS transactions for free. Get 25 cheque leaves free, per quarter, on request.

savings upto

Rs. 1,400/year

Perk-loaded, Platinum debit card

Brace yourself for exclusive Edge perks with the Platinum Debit Card. Fuel surcharge waivers, access to 900+ VIP airport lounges, and much more.

An app that gives you full control

Download the Kotak811 & Mobile Banking app on your phone to access your zero balance account in a jiffy.

Download the App

Benefits that come with no expiry date

Enjoy a lifetime validity on your Edge account.

Make life easier. Get your 811.

Open Edge Account

Ask Kotak811

Frequently Asked Questions

Kotak811 Edge is a savings account that brings you the best of Kotak811. To know more about the features of this account, click here

Upgrade to Edge after opening a Kotak811 savings a/c. To apply for a Kotak811 savings a/c, click here.


For fees and charges associated with the Edge a/c, click here.

To know more about the features of the Kotak811 Edge account, click here.

For information on fees and charges related to a Kotak811 Edge account, click here.

Open your Kotak811 a/c account today. 

You are eligible for a Kotak811 Edge account if you meet all of the below requirements:


1) You are 18 years of age or above
2) You have a valid Aadhar & PAN card 
3) You are resident of India with an Indian address
4) You have not been an old customer or are an existing customer of Kotak Mahindra Bank


To open a Kotak811 savings account, click here.

Submission of Aadhaar is completely voluntary.

For information on fees and charges related to a Kotak811 Edge account, click here.

Yes, you must maintain an Average Monthly Balance (AMB) of Rs. 10,000/- as a Kotak811 Edge account holder.

Download the app Download your bank