Lumpsum Calculator

What is Lumpsum Calculator?

A Lumpsum Calculator offers a simple way to estimate your investments/corpus. Just enter your investment amount, duration, and expected annual return to quickly approximate your investment's value in seconds. Adjust the settings to see how your returns might vary.

How does a Lumpsum Calculator work?

Lumpsum calculators for mutual funds work on the principle of future value. They tell you your investment's future value at a certain interest rate.

All lumpsum calculators for mutual funds use a specific method to compute the estimated return on investment. It is essentially a compound interest formula, with one of the variables being the number of times the interest is compounded in a year.

F = P (1 + r/n) ^ nt
where
F = future value
P = present value of the invested amount
r = estimated rate of return (in %)
t = total duration of investment
n = number of times interest is compounded in a year

For instance, suppose you invest ₹10,00,000 in a mutual fund for 10 years, expecting an average return of 12% per annum. The interest is assumed to be compounded annually.

The formula for lumpsum investment return calculations can be used as follows:
F = ₹10,00,000 {(1+00.12/1)^10}
F = ₹31,05,848

How to Use the Kotak811 Lumpsum Calculator
The Kotak811 Lumpsum Calculator is a quick and user-friendly tool that helps you estimate the future value of your mutual fund investments. It provides instant results based on your inputs, making investment planning easier and more efficient.

Steps to Use the Kotak811 Lumpsum Calculator:
1. Enter the Investment Amount - Input the one-time amount you plan to invest.
2. Select the Investment Duration - Choose the number of years you intend to stay invested.
3. Enter the Expected Annual Rate of Return - Provide an estimated return percentage based on your investment goals.

Once you fill in these details, the calculator will instantly display:
1. The estimated returns on your investment
2. The total value of your investment at the end of the chosen tenure

Note: The results are indicative and based on assumed rates of return. Mutual fund investments are subject to market risks and do not guarantee fixed returns.