Types of Kotak811 Zero Balance Savings Account
Savings A/c | Recommended Savings A/c | |
Monthly deposit - In a single transaction | ₹0 | ₹5000 |
Zero balance account | ||
Annual cashback | ₹0 | Up to ₹6,000 |
Annual Program Fees | ₹0 | ₹399 |
Digital Fund Transfer - NEFT/RTGS/IMPS | Free | Free |
Funding during a/c opening process | ₹1,000 | ₹5,000 |
Virtual Debit Card | Free | Free |
Physical Debit Card | VISA Classic ₹399 | VISA Platinum - Free |
Daily ATM cash withdrawal | ₹25,000 | ₹1 Lakh |
Cash transaction limit | ₹10,000 or 1 transaction per month | ₹2 Lakhs or 4 transactions per month |
Dedicated customer support | NA | |
Cheque book | ₹5 per cheque leaf | One Free / year |
Up to 6% interest p.a. with ActivMoney | ||
Only Aadhaar & Pan card needed | ||
Personal accident cover | Up to ₹2 Lakhs | Up to ₹15 Lakhs |
Purchase protection | Up to ₹50,000 | Up to ₹1 Lakh |
Air accident cover | NA | Up to ₹50 Lakhs |
Lost card liability | Up to ₹2.5 Lakhs | Up to ₹3.5 Lakhs |
Why Choose Kotak811 Zero Balance Savings Account?
No minimum balance maintenance
Only Aadhaar & PAN card needed
Up to ₹250* cashback on UPI payments
Earn up to 6% Interest p.a. with ActivMoney^
Open zero balance savings account online in 3 steps
STEP1
Fill your details in the above form & complete the OTP authentication
STEP2
Deposit ₹1,000 during Kotak811 A/c opening journey (₹5,000 for 811 Super a/c)
STEP3
Once the deposit is successful, your Kotak811 A/c will be activated
Explore 100+ banking features with the new Kotak811 App
Customer Testimonials
Top Features of Kotak811 Savings A/c
Zero balance maintenance
There is no minimum balance commitment for a Kotak811 A/c. So, you can spend without worrying about penalties
Open account with just Aadhaar & PAN
Open an online zero balance account from anywhere with PAN & Aadhaar
Easy account opening process
Open your account digitally from anywhere using the digital account opening process. Then complete the KYC process via Video KYC