Experience the digital side of Savings Account

Get premium benefits with Kotak811 savings account. Open an account instantly from anywhere and take your banking experience to a superior level.
Open Zero Balance Account
  • 811 Digital Savings Account

    Classic digital savings account that opens in 3 minutes*.

  • 811 Edge

    Premium Savings Account at ₹10,000 minimum balance

A savings account is a secure and reliable financial tool designed to help you save and grow your money. It offers a safe place to deposit your funds while earning interest on your balance.

With no minimum balance requirements, you have the flexibility to start saving with whatever amount suits you best. Kotak811 savings account provides competitive interest rates, ensuring that your money works harder for you. Whether you're saving for a specific goal or building an emergency fund, a savings account is an essential step towards financial stability. 

Open a Kotak811 savings account today and begin your journey towards a brighter financial future.

Calculate your interest

Interest with your existing bank 0

Interest with Kotak811 0

Additional interest earned*


Up to 7%* interest with ActivMoney

Get the best interests on your savings with Kotak811 today!
Open Zero Balance Account

Benefits Of Opening A Savings Account Online

When it comes to managing your finances, opening a savings account online offers numerous benefits that make it a smart choice. Here are some key advantages of opening a savings account online:



Opening a savings account online allows you to skip the hassle of visiting a physical branch. You can complete the entire process from the comfort of your home or on the go, at a time that suits you best.

Time Saving

With online account opening, you can save valuable time by avoiding lengthy paperwork and waiting in long queues. The Kotak811 account opening process is streamlined and efficient, enabling you to open a savings account quickly.

24/7 Accessibility

An online savings account provides round-the-clock access to your account information. You can check your balance, review transactions, and even make deposits or withdrawals at any time, making it convenient for your busy lifestyle.

Competitive Interest Rates

Online savings accounts offer competitive interest rates, allowing your money to grow faster over time. Maximise your savings potential and enjoy the benefits of compounded interest.

User Friendly Tools

Kotak811 savings bank account comes with user friendly tools and features, such as budgeting tools, goal tracking, and automatic savings plans. These tools help you effectively manage your finances and reach your savings goals.

Enhanced Security

Online banking platforms employ robust security measures to protect your account and personal information. Encryption, two-factor authentication, and regular security updates ensure that your funds and data remain safe.

Required Documents

  • Pan Card
  • Aadhaar Card
  • Signature on a white sheet of paper

Eligibility Criteria

  • Individual of age 18 years and above
  • Resident Indian

Fees and Charges

  • Free NEFT / RTGS / IMPS transfers
  • Cost of Debit Card 199 onwards

Ready virtual debit card

  • Free of cost
  • Absolutely digital
  • Perfect for online payments

Steps To Open Savings Account Online

You can open a new savings account and embark on your journey towards financial security with just a few simple steps. 
Enjoy the flexibility of managing your funds anytime, anywhere, and watch your savings grow with Kotak811. Here's how you can open a savings account online:

Download the App or visit the Website

Start by downloading our user-friendly mobile app or visit our website to begin the account opening process.



Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well.


Great app, great functionalities. I’m happy!


The interface is friendly & organized. Doesn’t crash, a good app.

Ask Kotak811

Frequently Asked Questions

A savings account is a type of bank account where you can deposit and store your money while earning interest on the balance. It provides a safe and convenient way to save money for future needs or financial goals.

Open 811 savings bank account online for a hassle-free banking experience. Enjoy the convenience of 24/7 access to your account, competitive interest rates, and no minimum balance requirements. Manage your finances efficiently with a user-friendly mobile app and avail of various banking services from the comfort of your home.

Different types of savings accounts cater to specific needs such as regular savings accounts, high-interest savings accounts, children's savings accounts, and senior citizens' savings accounts. Each account type may offer unique features and benefits to suit different financial goals and requirements.


Yes, Kotak811 Bank offers a Zero Balance Savings Account, allowing you to open a new bank account without the need for maintaining a minimum balance. Enjoy the flexibility to manage your funds without any financial constraints.

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