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Documents Required for Savings Account

Simply have your officially valid document ready, and you're all set to open your savings account!

Open 811 Savings Account
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Documents required to open 811 Savings Account

Identity Proof

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Passport

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Aadhaar

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Driving License

Signature Proof

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Signature on a white paper

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PAN Card

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Driving License

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Passport

Address Proof

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Passport

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Aadhaar

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Driving License

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Utility Bill

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Driving License

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Bank Statement

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Bank Account Passbook (Updated and no more than 3 months old)

Testimonials

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Kotak Bank instant savings account is safe and is easy to use.

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Great app, great functionalities. I’m happy!

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I have been using this instant savings a/c since Oct 2021, had some issues with the old version of the app. But after the last update things are ok. The bank is surely concerned about customer satisfaction.

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Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well.

What Documents are Required for Opening a Savings Account?

 

Every financial endeavor in today's world demands an authentication process. Opening a Savings Account is no exception. The process ensures trust, accountability, and adherence to regulations. Let’s explore the spectrum of documents pivotal for opening a savings account with Kotak811.

 

To open a Savings Account, banks necessitate specific documents to validate your identity, residence, and sometimes even your financial position:

 

  1. Identity & Address Proofs: These are pivotal, with options being a passport,...
Read More

What Documents are Required for Opening a Savings Account?

 

Every financial endeavor in today's world demands an authentication process. Opening a Savings Account is no exception. The process ensures trust, accountability, and adherence to regulations. Let’s explore the spectrum of documents pivotal for opening a savings account with Kotak811.

 

To open a Savings Account, banks necessitate specific documents to validate your identity, residence, and sometimes even your financial position:

 

  1. Identity & Address Proofs: These are pivotal, with options being a passport, Aadhaar, Driving License, Voter ID, NREGA Job Card, and Letter from the National Population Register. Note: PAN Card isn't regarded as a standalone identity proof now.
     
  2. Communication Address Proof: If your primary document doesn't capture your current address, supplementary proofs can include: Utility Bills (like electricity or piped gas) not older than 2 months, recent Property Tax or Municipal Tax receipts, employer-issued Letter of Allotment for accommodation, Leave and License Agreements, or Pension payment orders reflecting your address.
     

What is KYC (Know Your Customer) in Banking?

 

KYC, or "Know Your Customer," is a standardised procedure adopted by banks globally. This process involves verification of the applicant’s identity and address. It is mandatory to open a savings account.

 

Opening a savings bank account online: The next steps

 

Post the document verification and KYC, your journey with your new Savings Account doesn't end. You'll receive credentials to access online banking, allowing you to monitor and manage your account. Then, you'd be advised to set up nomination details, familiarise yourself with the bank's digital platforms, and understand the features such as Savings Account Interest Rate, online transfers, and Savings Account Fees and Charges. Kotak811's digital-first approach further simplifies these steps, offering a blend of security and convenience.

Frequently Asked Questions

Ask Kotak811

You can check your eligibility while opening your 811 account. If you are eligible, you can submit your application after opening your 811 account.

Yes, CIBIL history is one factor to check your eligibility for the 811 credit card.

Don’t worry, you can still apply for a Kotak811 #DreamDifferent credit card. Kotak811 Dream Different credit card can be applied against a Fixed deposit. You can get a credit limit of up to 90% of your Fixed Deposit.

You can check your eligibility while opening your 811 account. If you are eligible for the 811 credit card, you can start and submit your application online from the 811 account opening confirmation (thank you) page. Submit your application in just 2 steps after the 811 account opening.

After submitting the online application, just complete your Full KYC and you will get your 811 credit card within 7-10 working days

Our Offerings

811 Zero Balance Virtual Debit Card

811 Digital Savings Account

Digital savings account that opens in 3 minutes*.

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811 Edge Savings Account

Premium savings account at Rs.10,000 minimum balance.

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dream different credit card

Credit Card Against FD

Unlocks with a Fixed Deposit. Best for starters with a low credit score.

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811 Credit Card

Turns online and offline spends to redeemable reward points. Best for avid shoppers

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