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Savings Account Documents Required

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Documents required to open 811 Savings Account

Identity Proof

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Passport

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Aadhaar

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Driving License

Signature Proof

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Signature on a white paper

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PAN Card

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Driving License

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Passport

Address Proof

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Passport

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Aadhaar

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Driving License

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Utility Bill

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Driving License

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Bank Statement

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Bank Account Passbook (Updated and no more than 3 months old)

Testimonials

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Kotak Bank instant savings account is safe and is easy to use.

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Great app, great functionalities. I’m happy!

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I have been using this instant savings a/c since Oct 2021, had some issues with the old version of the app. But after the last update things are ok. The bank is surely concerned about customer satisfaction.

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Wow! Loving the Kotak811 zero balance account. They offer free & fast fund transfer option as well.

What Documents are Required for Opening a Savings Account?

Every financial endeavor in today's world demands an authentication process. Opening a Savings Account is no exception. The process ensures trust, accountability, and adherence to regulations. Let’s explore the spectrum of documents pivotal for opening a savings account with Kotak811.

 

To open a Savings Account, banks necessitate specific documents to validate your identity, residence, and sometimes even your financial position:

 

  1. Identity & Address Proofs: These are pivotal, with options being a passport,...
Read More

What Documents are Required for Opening a Savings Account?

Every financial endeavor in today's world demands an authentication process. Opening a Savings Account is no exception. The process ensures trust, accountability, and adherence to regulations. Let’s explore the spectrum of documents pivotal for opening a savings account with Kotak811.

 

To open a Savings Account, banks necessitate specific documents to validate your identity, residence, and sometimes even your financial position:

 

  1. Identity & Address Proofs: These are pivotal, with options being a passport, Aadhaar, Driving License, Voter ID, NREGA Job Card, and Letter from the National Population Register. Note: PAN Card isn't regarded as a standalone identity proof now.
     
  2. Communication Address Proof: If your primary document doesn't capture your current address, supplementary proofs can include: Utility Bills (like electricity or piped gas) not older than 2 months, recent Property Tax or Municipal Tax receipts, employer-issued Letter of Allotment for accommodation, Leave and License Agreements, or Pension payment orders reflecting your address.

What is KYC (Know Your Customer) in Banking?

 

KYC, or "Know Your Customer," is a standardised procedure adopted by banks globally. This process involves verification of the applicant’s identity and address. It is mandatory to open a savings account.

Opening a savings bank account online: The next steps

 

Post the document verification and KYC, your journey with your new Savings Account doesn't end. You'll receive credentials to access online banking, allowing you to monitor and manage your account. Then, you'd be advised to set up nomination details, familiarise yourself with the bank's digital platforms, and understand the features such as Savings Account Interest Rate, online transfers, and Savings Account Fees and Charges. Kotak811's digital-first approach further simplifies these steps, offering a blend of security and convenience.

Frequently Asked Questions

Ask Kotak811

While Aadhaar is a preferred document, it isn't the sole one. Although there are other documents that you must provide, Aadhaar's comprehensive nature makes it widely accepted.

Form 16 details your salary and TDS. It's pivotal for income tax filings but isn't typically recognised as an ID or address verification document by banks.

Yes, Kotak 811 offers zero-balance accounts that can be opened and operated on a zero balance. 

A PAN card is a mandatory document for opening an account with Kotak 811.

Typically, the child's birth certificate, along with identity and address proof of the parent/guardian, is required. Get in touch with a Kotak 811 representative for more information.

Our Offerings

811 Zero Balance Virtual Debit Card

811 Digital Savings Account

Digital savings account that opens in 3 minutes*.

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811 Edge Savings Account

Premium savings account at Rs.10,000 minimum balance.

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