Flavours Of 811 Savings Account
| Type | 811 Edge Savings Account | 811 Digital Savings Account |
| Index | ₹10,000 - Average Monthly Balance. Enjoy additional benefits with 811 Edge. Upgrade at the time of your in-person. Full KYC verification. | ₹0 - Average Monthly Balance. Your zero balance account with basic features. |
| Debit card type and fees | Platinum ₹199/year (inclusive of taxes) | Classic ₹299/year (inclusive of taxes) |
| Chequebook* | 25 FREE Leaves Yearly | ₹75 for 25 leaves |
| Branch Transactions | 4 FREE (up to ₹2 lakhs monthly) | 1 FREE (up to ₹10,000 monthly) for both cash deposit and withdrawal** separately |
| Home Banking | Available @₹150/visit | Available @₹150/visit |
| ATM withdrawals | FREE and unlimited (Kotak Bank ATM) 5 FREE monthly (Other Domestic Bank ATMs^) | 5 FREE monthly (Kotak Bank ATM and other Domestic Bank ATMs^ each) |
*On completing Full KYC ^Maximum of 5 transactions @ nil charges (incl. financial and non-financial) in a month with a cap of Maximum 3 transactions @ nil charges in Top 6# Cities