
Ladki Bahin Yojana: Guide to Eligibility, KYC Process, Application and Latest Updates
Key Takeaways
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What is Ladki Bahin Yojana KYC?
KYC is a mandatory verification step for all registered women. It confirms that the applicant’s Aadhaar number, bank details and personal information are correct. The process prevents fake entries and ensures financial support reaches the right woman. The eKYC system helps the government update records, verify eligibility and maintain transparency.
How to Do KYC in Ladki Bahin Yojana (Online and Offline)
Completing e-KYC is mandatory for every beneficiary of the Ladki Bahin Yojana. The government uses this verification to confirm identity, avoid duplicate applications and ensure that payments reach the correct bank account. You can complete e-KYC in two ways.
Ladki Bahin Yojana Online KYC Process
Women can complete their eKYC through the official Ladki Bahin Yojana portal.
1. Visit the official portal https://ladakibahin.maharashtra.gov.in and click on the e-KYC banner.
2. Enter your Aadhaar number and the captcha code, then request an OTP.
3. Check the message shown on the screen:
- If e-KYC is already done, it will show “e-KYC already completed.”
- If your Aadhaar is not on the approved list, an ineligible message will appear.
4. If eligible, enter the OTP received on your Aadhaar-linked mobile number.
5. If required, provide the Aadhaar number of your husband or father, enter the captcha and request OTP again.
6. Submit the OTP received on their Aadhaar-linked mobile number.
7. Select the caste category and confirm the declarations shown on the screen.
8. Submit the form to complete the e-KYC process.
Ladki Bahin Yojana Offline eKYC Support
If you face issues like OTP errors, mobile number mismatch or requests for documents of a deceased husband or father, use the offline option. Visit your nearest Anganwadi Centre, Setu Centre or Tehsil Office. Carry all original documents, including Aadhaar, ration card and income or domicile proofs. Complete biometric verification and submit details with the help of the staff.
What to Keep Ready Before e-KYC
- Aadhaar card with updated details.
- Mobile number linked with Aadhaar for OTP.
- Bank account linked with Aadhaar.
- Husband or father’s Aadhaar details, if required for verification.
Ladki Bahin Yojana eKYC PFD Download
Many women in Maharashtra handle the entire responsibility of running a household. A 2025 study on domestic workers in the state reported that 99% of the surveyed workforce were women. It also found that over 40% of these women were the only earning members in their families. These numbers show how essential women are to the financial stability of many homes.
The Ladki Bahin Yojana was introduced to support women in such situations and continues to do so today. The scheme provides a steady monthly amount to eligible women and helps them manage essential needs. It aims to bring financial confidence and relief to women who often carry a large share of the family burden.
This guide explains the scheme in a simple way so you know who can apply, what documents are needed, how to complete eKYC and how to check your application status online.
What is Ladki Bahin Yojana?
Ladki Bahin Yojana is a welfare scheme launched by the Maharashtra Government. It offers monthly financial support of ₹1,500 to eligible women. The amount is sent directly to their Aadhaar linked bank accounts through DBT. The purpose is to reduce financial stress for women who belong to low-income households.
The scheme gives women more control over their essential expenses. It also encourages self-reliance by helping them manage daily needs with regular financial assistance.
Key Features of Ladki Bahin Yojana
Before exploring the application process, let’s understand the main features of the scheme. These features explain how the scheme works and why it plays an important role in women’s welfare.
- The benefit amount of ₹1,500 per month is transferred directly to the woman’s Aadhaar linked account. This removes confusion and ensures the correct person receives the money.
- The scheme focuses on women from households with limited income. This includes married women, widows, divorced women, destitute women and single women in the family.
- All benefits are processed through a structured eKYC system. This helps the government prevent duplicate applications. It also ensures that genuine women receive the benefit without delay.
- The scheme improves transparency as every step of the process is handled through an online portal. Women can check their application status at any time.
Eligibility Criteria for Ladki Bahin Yojana
Women must meet all the following conditions to qualify:
- The applicant must be a permanent resident of Maharashtra with valid proof such as a domicile certificate or any accepted residence document.
- The applicant must be between 21 and 65 years of age.
- The applicant must belong to a low-income household within the allowed income limit.
- The applicant or any family member must not be an income taxpayer.
- The household must not own a private four-wheeler. Tractors used for farming are allowed.
- The applicant must have an Aadhaar linked savings account in their own name. Joint or unlinked accounts are not accepted.
- The applicant’s name must appear on the ration card or the husband’s ration card. Newly married applicants can submit alternative proof if updates are pending.
- The applicant must have a mobile number linked with Aadhaar for OTP and verification.
Exclusions Under Ladki Bahin Yojana
Women who fall under the conditions below cannot apply:
- Applicants from households that pay income tax are not eligible.
- Applicants from families that own a private four-wheeler are excluded. Tractors used for farming are allowed.
- Applicants with a bank account that is not linked to Aadhaar are not eligible. Joint accounts are also not accepted.
- Applicants from households with income above the allowed limit cannot apply.
- Applicants who are not residents of Maharashtra are not eligible.
- Applicants outside the age range of 21 to 65 years are not eligible.
- Applications with incorrect, mismatched or unclear documents may be rejected.
Required Documents for Ladki Bahin Yojana
Applicants need to provide valid documents to complete the application. These documents help confirm identity, income and eligibility.
- Aadhaar card of the woman.
- Ration card or husband’s ration card.
- Voter ID card or any identity proof issued by the government.
- Birth certificate or school leaving certificate.
- Domicile certificate of Maharashtra.
- Marriage certificate if the woman is married.
- Income certificate to confirm family income.
- Bank passbook or bank account details.
- Registered mobile number linked with Aadhaar.
- Photograph of the applicant.
How to Apply for Ladki Bahin Yojana Online?
The application process is simple and fully digital.
- Go to the official portal and click on the application option.
- Fill in your personal details and family details.
- Enter Aadhaar information and confirm OTP.
- Upload the required documents in the correct format.
- Submit the application and save the acknowledgment number.
This number helps you track your status later.
How to Check Ladki Bahin Yojana Application Status
Women can check their application status at any time.
- Go to the portal and click on the applicant login option.
- Enter Aadhaar number, mobile number and captcha.
- The status will appear on the screen. It will show whether your application is approved or pending.
Ladki Bahin Yojana Benefit and Payout Details
Eligible women receive Rs. 1,500 every month. The amount is sent through direct benefit transfer. The money goes only to the woman’s Aadhaar linked bank account. Applicants must ensure their bank account is active and updated.
Major Update 2025: Deadline Extended
In 2025, the Maharashtra Government extended the e KYC deadline. Many women could not complete their verification due to weather disruptions and other difficulties. The new deadline has been extended till 31 December 2025. Women who have not completed KYC should do it soon to continue receiving benefits.
Conclusion
Ladki Bahin Yojana gives many women in Maharashtra a sense of security that may have felt out of reach earlier. A steady monthly amount can make a real difference when a woman manages her home, supports her children or takes care of elderly parents.
More than financial support, the scheme gives women confidence. It helps them handle daily expenses without depending on anyone. When women feel secure, families become more stable and communities grow stronger.
Kotak811 Zero-Balance Savings Account to Support Women
Kotak 811 believes in empowering every woman with easy and accessible banking. A simple digital savings account helps women receive government benefits faster and manage their money without stress. Kotak811 allows you to open a zero-balance account online, track expenses from your phone and save at your own pace.
For many women who apply for the Ladki Bahin Yojana, having a reliable bank account becomes the first step toward financial independence. Kotak811 supports this journey by offering convenience, security and full digital access, making everyday banking effortless.
FAQs on Ladki Bahin Yojana
1. What is the Mukhyamantri - Majhi Ladki Bahin Yojana?
Ladki Bahin Yojana is a Maharashtra Government scheme that provides monthly financial assistance of ₹1,500 to eligible women. The amount is transferred directly to the applicant’s Aadhaar linked bank account to support essential household needs.
2. Is there any application fee for Ladki Bahin Yojana?
No fee is charged. The entire application and KYC process is free for all eligible applicants.
3. How will I know if I am approved under Ladki Bahin Yojana?
Applicants can check the application status on the official portal. The dashboard shows whether the application is pending, approved or rejected.
4. How are the Ladki Bahin Yojana benefits given?
Payments are credited through Direct Benefit Transfer into the Aadhaar linked savings account mentioned in the application.
5. Is there a helpline for Ladki Bahin Yojana?
Yes. Applicants can call the official state helpline or visit local government centres for support with registration, KYC and document issues.
6. What happens after submitting the Ladki Bahin Yojana application?
The application goes for verification to the local authorities. They check documents, eligibility and bank details before approving or rejecting the request.
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This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empanelled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees, and contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.
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