PM Surya Ghar Yojana: Online Apply, Eligibility, Documents, Benefits

01^st Dec 2025...

Published By : Team 811

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Presently, the PM Surya Ghar Yojana has processed over 5 Lakh loan applications amounting to ₹10,907 crore.

Key Takeaways

Households can avail up to 300 units of free electricity every month by installing rooftop solar under the Surya Ghar Yojana benefits.
Subsidies are given directly to the beneficiary's bank account (between ₹30,000/- to ₹78,000/-) upon installation and inspection.
Application, vendor selection and tracking can be done completely online through the official portal.

PM Surya Ghar Yojana or PM Solar energy scheme is a central government scheme under the Ministry of New and Renewable Energy (MNRE). The‍‌‍‍‌ objective is to reduce the electricity expenses, promote the usage of clean energy, and facilitate the access of eco-friendly energy to poor and middle-income families. The scheme tackles the rising energy prices through a relief fund from the government that encourages families to produce their own electricity.

What is PM Surya Ghar Yojana?

PM Surya Ghar Yojna is a clean energy initiative by the Indian government where the use of solar panels on the roof is subsidised. Under the scheme, the installation of solar photovoltaic (PV) systems on the roofs of homes is supported by the government, and the subsidy amount varies based on the system ‍‌‍‍‌capacity.

The amount of the subsidy is credited after the installation is inspected and approved by the local DISCOM. The scheme provides for transparent processing, for standardised equipment and for structured vendor participation.

Who Benefits from the Scheme?

Surya Ghar Yojana benefits people who are in the following categories:

Residential homes with an appropriate rooftop space.
Low and middle-income families who are looking for lower electricity bills.
Owners of individual houses who are eligible for grid-connected rooftop solar.
Consumers who wish to save in the long run through solar power generation.

Key Features & Benefits of PM Surya Ghar Yojana

Some of the financial and operational advantages that PM Surya Ghar Yojna provides to the consumers who install rooftop solar include:

Government subsidy up to ₹78,000, depending on the solar system capacity. It is explained in detail in the table below:

Household Electricity Use (per month)	Suggested Solar System Size	Eligible Government Subsidy
Up to 150 units	Around 1 kW to 2 kW	₹30,000 to ₹60,000
Between 150 and 300 units	Roughly 2 kW to 3 kW	₹60,000 to ₹78,000
Above 300 units	More than 3 kW	₹78,000

Up to 300 units of free electricity a month for qualified households.
Online application, vendor selection & subsidy tracking through a central portal.
Standardised solar equipment and certified vendors for quality.
Net-metering supports making excess power return to the grid.

Families‍‌‍‍‌ that hold a Kotak811 digital savings account are eligible to have the subsidy amount remitted directly to them once the approval is obtained. Manage all the solar rooftop-related invoices and credits via your mobile ‍‌‍‍‌device. Interested? Reach out to us today!

Eligibility Criteria for the PM Solar Home Scheme

The applicant must be an Indian citizen.
The property should have a rooftop area to install solar panels.
A functional and active electricity connection is needed at the household.
The family should not have previously claimed any other government subsidy for rooftop solar.
Aadhaar details and an active bank account are a must for availing the subsidy through DBT.
Permission for net-metering from the concerned DISCOM is a must before installation.

Exclusion

A residential subsidy cannot be used for commercial and industrial buildings.
The non-registration of the installed system on the portal will lead to the denial of subsidies to the applicants.
Those families who do not have a connection to the grid or approval from the distribution company are not allowed to take part in the ‍‌‍‍‌program.

Documents Required for PM Surya Ghar Yojana

Applicants‍‌‍‍‌ must submit these documents; otherwise, they risk getting their application rejected:

Aadhaar card of the applicant.
The latest electricity bill for the household.
Mobile number linked with the Aadhaar.
Bank account details for Direct Benefit Transfer (DBT).
Proof of property ownership, in case the DISCOM requests it.
Installation pictures and technical reports ‍‌‍‍‌(post-installation).

Application Process for PM Surya Ghar Yojana

Access the PM Surya Ghar Yojana portal.
Choose your state and your electricity distribution company (DISCOM).
Provide your consumer number, mobile number, and email ID as per the request.
Complete the registration by following the instructions displayed on the screen.

Application

Use the registered mobile number and consumer number to log in.
On the dashboard, select the rooftop solar application option.
Enter the necessary details and submit the online installation request form.
The DISCOM will review your request and provide a feasibility approval.

Installation and Net-Metering

Upon obtaining a feasibility clearance, choose a vendor who is qualified from the portal and get your rooftop solar system installed.
The vendor installs the approved rooftop solar system.
After the installation, upload the plant information and apply for net-metering.

Verification by DISCOM

Officials from DISCOM check the installation and verify the net meter.
After the verification, a commissioning certificate is given via the ‍‌‍‍‌portal.

Check the Status of the PM Surya Ghar Yojana Application

Applicants can monitor progress by logging into the same portal.
Status updates include feasibility approval, installation progress, inspection, and subsidy processing.

Benefits Disbursal

‍‌‍‍‌As soon as the commissioning report is available, upload your bank details and a cancelled cheque.
The subsidy amount of the first instalment will be credited to your bank account within 30 days of approval, in most cases.

Conclusion

PM Surya Ghar Yojana acts as a well-planned and subsidised medium through which any household in India can switch to rooftop solar energy.

With the backing of the government, easy-to-understand procedures and the saving of the electricity bills in the long run, the scheme makes it possible for families to produce green energy at their homes and return a considerable amount of subsidy back to the citizens (₹30,000/- to ₹78,000/-).

FAQs

1. How much subsidy can I get under the PM Surya Ghar Yojana?

The subsidy amounts vary by the size of the system and can go as high as about ₹78,000 for a large capacity installation.

2. Is net-metering necessary to get the subsidy?

Yes. Net-metering permission from the DISCOM is a must for getting a subsidy and for the last instalment to be paid.

3. Can tenants apply for the scheme?

In case tenants are given consent by the property owner and also fulfil the DISCOM requirements, they can only apply for the scheme.

4. When is the subsidy credited?

The subsidy is transferred when the local unit or the utility company inspects the installation, approves it, and it is connected through net-metering.

5. Do I have to pay the full amount upfront?

Payment by instalments or the full amount is at the discretion of the vendor you choose, but the subsidy is given after the installation is completed and through a ‍‌‍‍‌DBT.

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This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empanelled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees, and contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.