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PM Kisan Samman Nidhi: eKYC Process, Eligibility, Registration and Payment Status

20th Nov 2025...
Published By : Team 811

PM Kisan Samman Nidhi Key Takeaways

  • PM-KISAN gives ₹6,000 a year to eligible farmers in three instalments sent directly to their Aadhaar-linked bank accounts.
  • Farmers can check instalment dates and updates on the PM Kisan portal using their Aadhaar or mobile number.
  • Only cultivable landowners qualify. Income taxpayers, institutional landholders and government employees are not eligible.
  • Registration is simple and available both online at pm kisan gov in and offline through nearby CSC centres.
  • eKYC is mandatory and can be completed online through OTP or offline with biometric verification.
  • The PM Kisan Samman Nidhi beneficiary list helps farmers confirm if their name is approved.
  • Helpline numbers 155261 and 011-24300606 assist with registration, verification and payment issues.
  • The scheme works alongside state programmes, giving farmers steady support throughout the year.

PM Kisan eKYC Process

eKYC is a mandatory step for every applicant. It confirms that the Aadhaar, bank and personal details are accurate. The process increases transparency and ensures payments reach the right farmer.

Online eKYC

  • Visit the PM kisan portal and go to the eKYC section.
  • Enter Aadhaar number and captcha.
  • Request OTP and enter the code sent to the Aadhaar linked mobile number.
  • Submit the form and look for a confirmation message.

Offline eKYC
Farmers who face issues like mobile mismatch or OTP errors can visit the nearest CSC centre. They can complete biometric verification and update records with the help of staff.
Completing eKYC helps farmers avoid delays in future instalments.

Across India, many farmers run their homes on small plots of land and incomes that change with every season. For families in this situation, even a small rise in daily expenses can disrupt the entire month. The Pradhan Mantri Kisan Samman Nidhi was launched to ease this pressure, and it now supports crores of farming households through quick, direct digital transfers. Farmers receive three instalments a year, sent straight to their Aadhaar-linked bank accounts, which helps them manage essential needs and handle unpredictable farming costs with a little more stability.
This guide breaks down the scheme in a simple way so you know who can apply, how to complete eKYC, and how to check instalment updates online through the PM kisan portal.

What is PM Kisan Samman Nidhi?

Pradhan Mantri Kisan Samman Nidhi is a central government scheme that provides ₹6,000 every year to eligible farmers. The amount is sent in three instalments of ₹2,000 each. The purpose is to reduce financial stress for small and marginal farmers and help them manage essential needs. Every instalment is transferred directly to the farmer’s Aadhaar linked bank account through DBT to keep the process simple and fast.
The scheme aims to give farmers more stability while they manage daily expenses or farm needs. It also ensures quick access to records through the PM kisan gov.in website so farmers can check their details at any time.

Latest Update on the PM Kisan 21st Instalment Date

The 21st instalment created a lot of interest among farmers because it supports seasonal requirements. The government released the instalment on the officially announced PM Kisan 21st instalment date, and farmers received the amount directly in their accounts. Many farmers checked updates through PM event announcements and verified their information on the portal.
Those who wanted to confirm the transfer used the PM Kisan status check Aadhar card option on the website. This helped farmers see whether their instalment had been credited or whether any correction was needed.

Key Features of PM Kisan Samman Nidhi

Before exploring the registration process, it helps to understand the main features of the scheme. These features explain how the scheme works and why it remains important for farmer welfare.

  1. Farmers receive ₹6,000 every year in three equal instalments. This provides timely support at different points in the year.
  2. The money is transferred directly to the Aadhaar linked account, which removes confusion about who receives the amount.
  3. The scheme focuses on small and marginal farmers with valid land records.
  4. eKYC ensures that only genuine farmers receive the benefit and duplicate entries are avoided.
  5. All records are available on the PM kisan portal, which improves transparency.
  6. The PM Kisan Samman Nidhi beneficiary list helps farmers check whether their names are included.
  7. The portal offers updates on every transfer, including the latest instalment.

The scheme continues to reach crores of beneficiary farmers across India.

PM Kisan Scheme Eligibility Criteria

Farmers must meet all required conditions to qualify for the scheme. These rules help ensure that support reaches farmers who genuinely need it.

  1. The applicant must own cultivable land recorded in the state’s official land records.
  2. Only farmers from eligible households can apply for the scheme.
  3. Institutional landholders are not eligible for benefits.
  4. Individuals holding constitutional posts or employed in central/state government departments cannot apply.
  5. Retired pensioners receiving a higher pension amount than the permitted limit are not eligible.
  6. Anyone who files income tax is excluded from the scheme.
  7. The farmer must have an Aadhaar-linked bank account to receive instalments directly.
  8. All land records must be updated as per state government guidelines to ensure smooth verification.

Required Documents for PM-KISAN Registration

Farmers need to provide valid documents while applying. These documents help confirm identity, land details and eligibility.

  • Aadhar card
  • Proof of land ownership
  • Bank passbook or bank account details
  • Address proof
  • Mobile number linked with Aadhaar
  • Passport sized photograph

These documents keep the verification process accurate and smooth.

PM Kisan Registration Process

Farmers can finish the registration through the PM kisan portal or by visiting a nearby centre if they prefer offline support. The process stays simple in both cases and only needs a few basic details.
PM Kisan Online Registration
Farmers who want to register online can complete the steps on PM kisan gov in.

  •  Open the official portal and go to the New Farmer Registration option.
  •  Enter Aadhaar details and the mobile number that is linked for OTP.
  • Fill personal information, land details and bank account information.
  • Upload the required documents in the correct format.
  • Submit the form and note the reference number shown on the screen.
    PM Kisan Offline Registration

Farmers who face issues online or prefer in-person guidance can visit the nearest CSC centre or local government office.

  •  Carry Aadhaar, land documents, bank passbook and a passport-sized photograph.
  • Staff at the centre will fill the form on your behalf.
  • Farmers can verify details and submit the documents for checking.
  • The centre provides an acknowledgment slip or registration number to track updates.

This option is useful for farmers with slow internet connectivity, Aadhaar linking issues or errors during online registration.

How to Check Your PM-Kisan Payment Status Using Aadhaar Card

If you're enrolled in the PM-Kisan Samman Nidhi Yojana and wish to check your payment status, you can do so quickly and easily by using your Aadhaar card. Follow these simple steps to access your payment details:
 

Step 1: Visit the Official PM-Kisan Portal

  • Go to the official PM-Kisan website: https://pmkisan.gov.in.

Step 2: Navigate to the Farmer's Corner

On the homepage, locate and click on the “Farmers Corner” tab.

Step 3: Select “Know Your Status”

  • Under the Farmers Corner, click on the “Know Your Status” option.

Step 4: Choose the Aadhaar Number Option

  • You will be given three options to search your payment status. Select “Aadhaar Number” from the available choices.

Step 5: Enter Your Aadhaar Details

  • Enter your 12-digit Aadhaar Number in the provided field.

Step 6: Enter the Captcha Code

  • Type the captcha code as shown on the screen to verify you're not a robot.

Step 7: Get OTP

  • Click on “Get Mobile OTP”. You will receive an OTP (One-Time Password) on the mobile number registered with your Aadhaar.

Step 8: Verify OTP

  • Enter the received OTP and click “Submit” to proceed.

Step 9: View Your Payment Status

  • After verification, you will be shown your registration number and payment status details, including the installment history and eligibility status.

By following these steps, you can easily access the details of your PM-Kisan payments and stay updated on your scheme benefits.

Steps to Track Your PM Kisan Instalment Status

Farmers can check their instalment information at any time through the portal.
Visit PM kisan gov in.

  • Go to the status section.
  • Enter Aadhaar number or mobile number.
  • The screen will show the pm kisan payment status, including previous instalments and upcoming releases.
  • This helps farmers know whether their payment has been credited successfully. 

How to Check PM Kisan Beneficiary List

The PM kisan Samman Nidhi beneficiary list shows names of approved farmers. Farmers can view it online through the portal.

  • Go to the PM kisan portal.
  • Select the option that displays state, district and village wise lists.
  • Enter the details correctly
  • The list will appear on the screen.

Many farmers also refer to the cm kisan section on local pages for updates shared by state authorities.

Verify PM Kisan Beneficiary Status via Mobile Number

Farmers who prefer checking updates on their phones can use the pm kisan beneficiary status mobile number feature. By entering their registered mobile number, they can instantly view their instalment status, eligibility details, and any pending corrections. This makes the process easier for those who don’t want to search with their Aadhaar every time.

PM Kisan Instalment Breakup

Farmers receive a yearly amount of ₹6,000 under the scheme, and this is divided into three instalments of ₹2,000 each. The instalments are spaced out across the year, so families get support at different times instead of waiting for one single payment. This helps them manage small but essential expenses that come up during various stages of farming or household planning.
Each instalment is credited directly into the farmer’s Aadhaar linked bank account registered on the PM kisan portal. Farmers who keep their details updated and complete eKYC on time receive the instalments without delay. This simple structure brings consistency and gives families a predictable source of support when they need it most.

PM Kisan Helpline Numbers

Farmers who face issues with registration, eKYC, Aadhaar updates or payment delays can reach the support team through the official helpline. These numbers help resolve common problems like incorrect details, instalment delays or mismatched documents.

  • 155261 – primary helpline for quick support
  •  011-24300606 – assistance for verification, updates and detailed queries

Farmers can also visit pm kisan gov in and check the contact section for state-level help if needed.

PM-KISAN vs State-Level Farmer Schemes

Many states run their own farmer welfare schemes alongside the central programme. These state schemes are designed for local needs such as crop subsidies, irrigation support, soil health programmes or disaster relief during difficult seasons. PM-KISAN works at the national level and offers a fixed yearly amount that reaches farmers directly through DBT, no matter which state they live in.


Both types of schemes complement each other. State programmes often solve location-specific challenges, while PM-KISAN provides a steady financial cushion that supports families throughout the year. Together, they help farmers manage everyday expenses, plan for the next crop cycle and feel more secure during unexpected situations.

Conclusion

The Pradhan Mantri Kisan Samman Nidhi gives farmers steady support that reaches them without delay. It helps them plan their expenses, manage farming needs and maintain stability at home. Regular eKYC updates and correct bank details make the process smoother and ensure the instalment arrives on time.


A simple digital bank account also helps farmers track these deposits easily. It keeps their transactions organised and gives them quick access to their money whenever they need it. Many farmers now prefer opening an online zero-balance savings account, such as Kotak 811, because it links smoothly with Aadhaar and makes it easier to receive government benefits without visiting a branch.

FAQs on PM Kisan Samman Nidhi

1. How much money do farmers receive under PM Kisan?
Farmers get ₹6,000 every year under the scheme. The amount is sent in three instalments of ₹2,000 each.


2. Who is eligible for a PM Kisan loan?
Small and marginal farmers who meet the scheme conditions can apply for loans offered under related government credit programs. They must have valid land records and an active Aadhaar-linked bank account.


3. How can I apply for PM Kisan Samman Nidhi Scheme?
Farmers can register through the cm portal or visit their nearest CSC centre. Aadhaar, land documents and bank details are required for the application.


4. Can both husband and wife receive PM Kisan Scheme benefits?
No, the benefit is given per family, not per individual. Only one eligible member from the household can receive the instalments.


5. What are the benefits of the PM Kisan Scheme?
The scheme provides steady financial support of ₹6,000 a year to small farmers. It helps them manage essential expenses and reduces pressure during farming seasons.

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This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empanelled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees, and contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.

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