NSAP - Indira Gandhi National Old Age Pension Scheme: Eligibility, Documents & More

09^th Jan 2026...

Published By : Team 811

Indira Gandhi National Old Age Pension Scheme Key Takeaways

Indira Gandhi National Old Age Pension Scheme provides monthly financial support to senior citizens aged 60 years and above from Below Poverty Line (BPL) households.
Beneficiaries receive INR 200 per month till 79 years of age and INR 500 per month after 80 years.
It is a fully government-funded pension scheme under NSAP that can be applied for in both online and offline modes.

The Ministry of Rural Development, Government of India, administers the National Social Assistance Program (NSAP). It has five sub-schemes, one of which is the Indira Gandhi National Old Age Pension Scheme (IGNOAPS). The scheme serves the old-aged Indian citizens who live below the poverty line by providing them financial assistance.

What is the Indira Gandhi National Old Age Pension Scheme?

The Indira Gandhi National Old Age Pension Scheme is part of NSAP, which is a fully funded, centrally sponsored scheme. NSAP is designed for destitutes who are defined as individuals with little or no regular means of basic living support from their own income or from family or any other source. The program runs in both rural and urban areas.

In 2007, the scheme expanded to cover all eligible persons Below Poverty Line (BPL). Under the Indira Gandhi Pension Yojana, the citizens living under the BPL and aged 60 years or more get a monthly pension of INR 200 up to 79 years and INR 500 thereafter.

Who Benefits from the Indira Gandhi National Old Age Pension Scheme?

Under the Indira Gandhi National Old Age Pension Scheme, the beneficiaries include applicants aged over 60 years and belonging to the Below Poverty Line. The scheme provides social assistance for poor households in the case of maternity, death, or the old age of the breadwinner.

Key Features & Benefits of Indira Gandhi National Old Age Pension Scheme

The old pension scheme possesses the following features and offers the following benefits:

Scheme serves old-aged individuals belonging to the Below Poverty Line by offering a monthly income
Benefits include INR 200 per month between 60 to 79 years and INR 500 per month after the age of 80
It is the non-contributory scheme, which means the applicant does not need to pay into the scheme
Individuals from both rural and urban areas can benefit

Receive the benefit of the Indira Gandhi National Old Age Pension Scheme by opening your savings account. The 811 Zero Balance Digital Savings Account enables you to get a bank account from the comfort of your home without any minimum balance.

Eligibility Criteria of Indira Gandhi National Old Age Pension Scheme

The eligibility criteria of the old pension scheme are as follows:

Applicant should be a citizen of India
Applicant must belong to a Below Poverty Line household
Applicant must be at least 60 years of age
Applicant should not be receiving financial assistance from any other old-age pension scheme

Exclusions

Applicants not belonging to the Below Poverty Line category or aged less than 60 are not included in the scheme.

Documents Required for Indira Gandhi National Old Age Pension Scheme

The documents required for Indira Gandhi Pension Yojana are as follows:

Application form duly filled and self-attested
Age proof, which can be a birth certificate issued by the School last attended/ Municipal authority/SHO/through the Medical Board
Residence proof, which can be an electricity bill, an Aadhaar card or a voter card
Domicile certificate
Aadhaar number
Ration card
Bank passbook/account details
Affidavit duly attested by an Executive or Judicial Magistrate stating that the applicant is not receiving pension or financial assistance from any other source

Application Process of Indira Gandhi National Old Age Pension Scheme

The application process of the Indira Gandhi Pension Yojana can be done online or offline.

Online

Download the UMANG app from the Play Store or visit the UMANG website
Log in using the mobile number and enter the received OTP
After logging in, search for NSAP
Select the ‘Apply Online’ option
Carefully fill in the basic details, and select the mode of payment of pension.
Upload the documents and click on ‘Submit.’

Offline

Collect and submit the duly filled application form along with the necessary documents to the following office:

Rural Area: Gram Panchayat or Janpad Panchayat
Urban Area: Nagar Nigam/Nagar Panchayat/Nagar Parishad

Check the Status of the Indira Gandhi National Old Age Pension Scheme

The status of the Indira Gandhi Pension Yojana can be checked online through the official website. Here is what to do:

Visit the NSAP website
Select the ‘Report’ option on the homepage
Head to the ‘Beneficiary search, track and payment details’ tab

To check the Application Status

Choose the ‘Application Tracker’ option
Fill in the ‘Application Number’ and ‘Captcha Code’ and click on the ‘Submit’ button
Status of the application will be displayed

To check the Pension Payment Details

Rather than choosing the ‘Application Tracker’, click on the ‘Pension Payment Details.’
Click on the ‘Sanction Order No/Application No’ option
Enter the ‘Sanction order/Application number’ and ‘Code’
Click on the ‘Submit’ button
You will get the pension payment details

Benefit Disbursal of Indira Gandhi National Old Age Pension Scheme

The benefits of the Indira Gandhi Pension Yojana are provided in the form of a monthly income. However, certain States disburse the pension on a quarterly or half-yearly basis.

The pension can be received through the following modes:

Bank account
Post office account
Cash
Money order

Conclusion

Indira Gandhi National Old Age Pension Scheme is part of the NSAP program administered by the Government of India. This scheme benefits the individuals who are 60 years of age or more and who belong to Below Poverty Line households.

It offers a monthly income of INR 200 up to 79 years and INR 500 after this age. Hence, the scheme offers financial assistance to help meet the basic living expenses of elderly individuals with little or no monthly income.

FAQs on Indira Gandhi National Old Age Pension Scheme

1. Is a joint account eligible for the old pension scheme?

No, a joint account with any family member is not permissible to receive benefits from the old pension scheme.

2. Whom to connect with in case of complaints regarding the Indira Gandhi National Old Age Pension Scheme?

In case of complaints, it is recommended to contact the Nodal Secretary of the State dealing with NSAP. An applicant can also contact the concerned District/Block Level Welfare Officer.

3. When does the old pension scheme stop?

The old pension scheme stops in two situations: if the amount is not drawn for a reasonable time or in case of the death of the beneficiary.

4. What are the five sub-schemes under NSAP?

The five sub-schemes under NSAP are as follows:

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
Indira Gandhi National Widow Pension Scheme (IGNWPS)
Indira Gandhi National Disability Pension Scheme (IGNDPS)
National Family Benefit Scheme (NFBS)
Annapurna Scheme

5. Can a nominee be set in the old pension scheme?

No, the Indian Gandhi Pension Yojana does not allow nominees to be assigned for the scheme.

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Disclaimer
This article is intended for general informational purposes only. The information provided is based on publicly available sources and government notifications as available at the time of writing. Government schemes, eligibility criteria, benefits, coverage limits, and implementation details are subject to change, modification, or discontinuation at the discretion of the respective government authorities without prior notice.
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