Swami Vivekananda Merit-cum-Means Scholarship (SVMCM): Eligibility, Application Process, Features, Benefits

01^st Dec 2025...

Published By : Team 811

Latest Updates

The SVMCM portal for the 2025 to 26 cycle is live and applications/renewals are open from November 2025 on the official SVMCM portal.
The scheme continues to use online registration like the last Vivekananda scholarship 2024. The renewal and tracking through the SVMCM portal provides a helpdesk for student queries.

Key Takeaways

SVMCM gives merit-based financial support to students from low-income families in West Bengal (amounts depend on course/level).
Family annual income limit is ₹2,50,000. It is the typical threshold used for eligibility.
Minimum academic marks and other conditions vary by level. It can be like 60% for an HS & UG entry. The PG courses have different criteria.
Apply and renew only via the official portal. All the documents and status checks are handled online. Keep your bank details and Aadhaar ready.

The Swami Vivekananda Merit-cum-Means Scholarship (SVMCM) is a student scholarship scheme offered by the Government of West Bengal. It provides financial help to students from low-income families so they can continue their education.

What is The SVMCM Scholarship

The Swami Vivekananda Merit-cum-Means Scholarship (SVMCM) is a West Bengal government programme that gives financial help to meritorious students who need money to continue higher studies. It aims to keep talented students in education by paying monthly scholarships or annual amounts, depending on the course and level.

Who Benefits from The Swami Vivekananda Scholarship

The Swami Vivekananda scheme benefits students who are permanent residents of West Bengal and meet both academic merit and family income limits. The scheme covers a wide set of courses. They are higher secondary (HS), undergraduate (UG), postgraduate (PG), professional and technical courses and some diploma programmes. It depends on the course and institution that is recognised/affiliated as required.

Key Features and Swami Vivekananda Scheme Benefits

The Swami Vivekananda scholarship helps students in West Bengal continue their studies by offering monthly financial support based on both merit and family income. The features and benefits of the scheme include:

Students are chosen based on their marks and their families’ financial condition.
Applicants must be permanent residents of West Bengal and enrolled in a regular course within the state.
Applications, approvals and renewals are all done online; no hard-copy submission is required.
Students receive ₹1,000 to ₹8,000 per month, depending on their course and level of study.
The assistance helps students continue their studies without worrying about money, reducing dropout rates.
The scheme recognises and encourages students with strong academic records.

Kotak811 offers you the 811 Zero-Balance Digital Savings Account. You can use this to receive the SVMCM payments safely. It can be opened online, is Aadhaar-friendly for DBT and helps students track funds and payments from their phone.

SVMCMS Eligibility Criteria

The student should be a resident of West Bengal. The domicile proof is required.
Family annual income should be less than ₹2,50,000.
Minimum marks in the last qualifying exam should commonly be 60% for HS and UG entry. PG and professional courses have their own thresholds.
The student should be enrolled in a recognised/affiliated institution in West Bengal.
The student should not be receiving another government scholarship for the same course/level.

Exclusions

If the family is above the income limit, the student will not receive the scholarship.
If the student is not a resident of West Bengal.
If the students already receive a duplicate government scholarship for the same course/level.

Documents Required

Documents required for the Swami Vivekananda scholarship include:

Aadhaar / identity proof and domicile proof
Passport-size photo
Mark sheet of the previous qualifying examination
The first page of the bank passbook
Income certificate
Admission/fee receipt from the college
Any other supporting documents listed on the portal

Application Process

How can you complete the Swami Vivekananda scholarship apply:

1. Registration

Go to the official SVMCM portal and click ‘Register’.
Enter basic details and create a secure password.
Verify your mobile number with the OTP sent to your phone.
Keep scanned copies of your documents ready.

2. Application

Log in with your Applicant ID and password.
Choose the correct scholarship category and the course level.
Fill in the online application form.
Upload all required documents in the given formats.
Save the application slip and note the submission number.

3. Verification

After submission your application goes for official verification.
The college will usually confirm your enrolment and marks.
You can track verification status by logging into your Applicant Dashboard.

Once verified and approved, scholarship payments are scheduled and credited to the bank account you provided.

Check Status

You can check the status of SVMCM online through their portal.

Go to the official SVMCM portal
Click on Applicant Login
Enter your Applicant ID and password
After logging in, open your dashboard
You will see your application status, which can be Pending, Approved or Rejected
If anything is missing or needs correction, the dashboard will show the feedback/message

Benefit Disbursal

Once the scholarship is approved, the sanctioned amount is credited directly to the student’s bank account. Correct bank details and an active account are mandatory for successful payment.
The payment timing and monthly amount vary by course level. The exact rates and disbursal calendar are released every year on the official SVMCM portal.
For renewal students, disbursal starts only after the college/university verifies academic performance and attendance on the portal. Any delay in institutional verification can delay payments.

Conclusion

SVMCM helps meritorious but economically weaker students in West Bengal continue their education without financial strain. If you meet the marks and income criteria, apply or renew only via the official SVMCM portal and keep your documents, bank details and Aadhaar ready.

FAQs

1. Who can apply for SVMCM?

Permanent residents of West Bengal who meet the academic and income criteria. They must also be enrolled in a regular course in a recognised institution.

2. Can I renew the scholarship?

Yes. Renewal requires meeting the scheme’s academic conditions. You need to check the portal for renewal windows.

3. How do I get payment?

Scholarship money is credited to the bank account you provide on the portal. So keep the account active and Aadhaar linked if required.

4. Can students outside West Bengal apply?

No. All the applicants must be residents of West Bengal. The scheme is only meant for students studying within the state.

5. What if I lose my Applicant ID?

Use the “Forgot Applicant ID/Password” option on the portal to recover credentials. You just need your registered mobile number or email to get it back.

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