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Subhadra Yojana Online Apply Date, News, Eligibility, Benefits and Application

01st Dec 2025...
Published By : Team 811

Latest News (2025)

  • The Subhadra Yojana online apply date was from November 1 to November 30, 2025.
  • Somebody who wants to apply now for the Subhadra Yojana scheme can only do so offline. 
  • The application form is available at a local Anganwadi center, Block office, or Mo Seba Kendra and Common Service Centres to apply offline.
  • Annual financial support of ₹10,000 per beneficiary is from 2024-25 to 2028-29 (total ₹50,000 per woman over five years).
  • Digital transaction incentives: top 100 women in each Gram Panchayat/Urban Local Body with the highest digital transactions receive ₹500 annually.

Key Takeaways

  • Provides financial security and identity for women in Odisha.
  • Encourages digital literacy and financial inclusion.
  • Ensures direct benefit transfers (DBT) to beneficiaries’ Aadhaar-linked bank accounts.
  • Focuses on women aged 21-60 years, not covered by other government schemes with higher benefits.
  • Rewards top digital transaction performers to promote financial activity.

The Government of Odisha started this welfare initiative called the Subhadra Yojana under the Women and Child Development Department.

The scheme's main focus is on empowering women in different ways. The program aims to enhance the socio-economic conditions of women and their families through direct cash transfers. They get a SUBHADRA Card and incentives for digital transactions. Women ultimately enjoy greater participation in the financial world.

What is Subhadra Yojana?

The Subhadra Yojana scheme is for women especially in Odisha, which provides:

  • Annual financial assistance of ₹10,000 over five years (2024-25 to 2028-29), totaling ₹50,000 per beneficiary.
  • SUBHADRA Card, an ATM-cum-debit card, for identity, banking, and DBT benefits.
  • Incentives for digital transactions, promoting financial inclusion and literacy.

The scheme ensures that financial aid reaches women directly. It very well reduces dependence on intermediaries. Women are able to develop better and responsible digital banking behaviour.

Who It Benefits

Eligible beneficiaries include:

  • Women residents of Odisha, aged 21 to 60 years.
  • Covered under National Food Security Act (NFSA) or State Food Security Scheme (SFSS).
  • Women not under NFSA/SFSS, if family income ≤ ₹2,50,000 per year.
  • Excludes women receiving pension or financial assistance ≥ ₹1,500 per month or ₹18,000 per year from any government scheme.
  • Women not currently/formerly MPs or MLAs.
  • Women not paying income tax.
  • Women not serving as elected representatives in Urban Local Bodies or Panchayati Raj Institutions (excluding Ward Members/Councillors).
  • Women not employed as regular/contractual staff in State/Central Government, PSUs, Boards, or Local Bodies, except for outsourced workers like ASHA or Anganwadi Workers.
  • Women not holding ownership of four-wheeler motor vehicles, except tractors, mini-trucks, small commercial vehicles, or other light goods vehicles.

Note: For 2024-25, women turning 21 years after 01.07.2024 will receive benefits only for the remaining years of the scheme period. Women completing 60 years after 01.07.2024 will not receive benefits for the remaining years.

Key Features & Benefits of Subhadra Yojana 2025

  • SUBHADRA Card: ATM-cum-debit card issued to all beneficiaries for identity, financial empowerment, and DBT benefits.
  • Financial Support: ₹10,000 annually, credited in two instalments: ₹5,000 on Rakhi Purnima and ₹5,000 on International Women’s Day (8th March).
  • Digital Transaction Incentives: Top 100 women per Gram Panchayat/ULB with the highest number of transactions receive an additional ₹500 annually.
  • e-KYC Facility: Face-authentication through SUBHADRA mobile app, linked with Aadhaar.
  • Direct Benefit Transfer: Money credited directly into Aadhaar-linked bank accounts.
  • Social Empowerment: Focuses on improving financial independence and digital literacy.

Instant DBT Account for Subhadra Yojana

Every Subhadra Yojana applicant must have a single-holder, Aadhaar-linked, DBT-enabled bank account. If you don’t, Kotak811 makes it effortless:

  • Open in <5 minutes: Fully digital Kotak811 Zero-Balance Savings Account with PAN + Aadhaar + video KYC.
  • DBT-ready: Instantly receives Subhadra instalments once Aadhaar is linked.
  • Debit card: Virtual/physical card for spending and digital transactions to earn the ₹500 incentive.
  • Mobile app: Track every credit and manage transactions easily.

Kotak811 lets you tick the compulsory DBT account box without visiting a branch. It is the perfect companion for the Subhadra Yojana benefits.

Eligibility Criteria for Subhadra Yojana

  • Resident of Odisha.
  • Covered under NFSA or SFSS, or family income ≤ ₹2,50,000 per year.
  • Age between 21-60 years.
  • Not receiving high-value government financial assistance (≥ ₹1,500/month).
  • Not an MP/MLA, government employee, or income tax payer.
  • Not owning prohibited motor vehicles (except specified light vehicles).

Exclusions

  • Women receiving pension, scholarship, or financial aid ≥ ₹1,500 per month from any government scheme.
  • MPs, MLAs, or elected representatives in government bodies (excluding Ward Members/Councillors).
  • Government employees, PSU employees, and those receiving pensions.
  • Women paying income tax.
  • Ownership of four-wheelers, except specified exceptions.

Documents Required

  • Copy of Aadhaar Card
  • Mobile number linked to Aadhaar
  • Bank account details (single-holder, Aadhaar-enabled, DBT-enabled)

Application Process

Subhadra Yojana Registration Offline Process

  1. Collect the application form from Anganwadi Centres, Block Offices, Urban Local Body Offices, Mo Seba Kendras, or Common Service Centres (CSCs).
  2. Fill mandatory fields and attach a passport-sized photograph, signed if required.
  3. Attach self-attested copies of required documents.
  4. Submit the application to the nearest Mo Seba Kendra/CSC.
  5. Obtain an acknowledgment receipt, containing the Subhadra Yojana online submission date, time, and unique ID for tracking.

e-KYC Process

Check Status

  • After submission, applicants can track their application status using the unique ID provided on the acknowledgment receipt.
  • Beneficiaries will be notified once the SUBHADRA Card is issued.

Benefit Disbursal

  • Annual instalment of ₹10,000 credited in two instalments:
    • ₹5,000 on Rakhi Purnima
    • ₹5,000 on International Women’s Day
  • Digital transaction rewards of ₹500 given to top performers per Gram Panchayat/ULB.
  • Funds are directly credited to Aadhaar-linked, DBT-enabled bank accounts.

Conclusion

This scheme brings financial empowerment to women in Odisha. And you already know that the Subhadra Yojana online apply date for 2025 was not beyond November 30, 2025. Women get:

  • Annual financial support
  • Digital literacy
  • A SUBHADRA Card for identity and banking

Direct access to financial resources becomes very important for every woman these days. Through a successful Subhadra Yojana registration, they can access them in no time. 

The incentives for digital transactions prove very fruitful for developing responsible financial behaviour in women. They see improvement in their socio-economic status.

FAQs

1. Who is eligible for Subhadra Yojana?

Women aged 21-60 years, residents of Odisha (under NFSA/SFSS) or with family income ≤ ₹2,50,000.

2. How much financial support is provided?

The total of ₹50,000 (₹10,000 per year for five years). The disbursal is in two instalments per year.

3. What is the SUBHADRA Card?

An ATM-cum-debit card that gets issued to beneficiaries for identity and digital transactions.

4. Are women receiving assistance from other schemes eligible?

No, if they receive ≥ ₹1,500 per month or ₹18,000 per year.

5. Where to apply?

Subhadra Yojana apply online is available at the Anganwadi Centres, Block Offices, Mo Seba Kendras, or Common Service Centres.

6. Is there any fee for applying?

No, applications and submissions are free of cost.

7. How is e-KYC done?

Via face-authentication using the SUBHADRA mobile application linked to Aadhaar.

8. What if there is a discrepancy in Aadhaar?

Applicants must update Aadhaar information before applying.

9. How are digital transaction rewards provided?

₹500 annually to the top 100 women per Gram Panchayat/Urban Local Body.

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This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empanelled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees, and contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.

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